Florida Car Insurance Calculator
The Sunshine State’s high auto insurance rates may be partially caused by its location and susceptibility to hurricanes, tropical storms, tornadoes and other forms of severe weather; however, its congested roadways and high number of uninsured drivers also play a part. You can reduce premiums by improving your credit score, driving safely and decreasing coverage amounts carried.
Comparing quotes regularly is also key, and taking note of any discounts available can often save money on Florida auto insurance premiums. Doing research could even result in greater savings!
Car insurance providers calculate your rate based on an evaluation of the risk you pose to them, using complex statistical models and accident reports from years past. Your individual characteristics also play a part in setting your rate; using our Florida car insurance calculator helps find an optimum combination of coverage and cost for you.
Your car type will also play a factor in Florida car insurance costs. Some cars are more likely to be stolen or damaged and have higher repair costs, while its safety features, crash test ratings and overall maintenance costs all play into your rate as well.
As driving experience dictates your insurance needs, Florida ranks one of the highest states with regard to uninsured motorists (according to Triple-I), so adding uninsured/underinsured driver coverage might also prove wise.
Age can also influence Florida car insurance rates. Drivers under 40 tend to experience lower premiums while those over 60 can see significantly higher costs. No matter your age or circumstance, use our Florida car insurance calculator to find an insurer offering affordable coverage with excellent customer service.
Comparing costs between different locations within Florida is also beneficial, as traffic patterns, crime rates, and other aspects can vary widely from city to city. Our calculator will enable you to gain more of an idea as to how moving can alter your rate and create greater clarity around how much it could change by moving.
Car insurance calculators provided by us are free and user-friendly tools that can provide an estimate of Florida car insurance premiums tailored specifically for you. They may also give insight into which coverage would provide better protection or can be eliminated to save money.
After conducting our review of top Florida car insurance providers, we determined that Geico had some of the lowest rates and best customer service. With discounts galore to choose from and great customer support to boot. Other top insurers like Allstate and Liberty Mutual were also great choices with great affordability and great customer care; yet shopping around may yield you more optimal car coverage in Florida.