If you’re thinking of purchasing car insurance in Florida, you may want to think about going with a full coverage plan as opposed to the liability only variety. While the minimum required coverage amount is $869 per year, this may not be enough to keep you out of the emergency room. If you’re a new driver, you may need to consider a more expensive, full coverage policy to get the most bang for your buck.
A full coverage policy comes with many benefits, including collision and comprehensive coverage. Choosing a higher deductible might also be a good idea if you live in a high-risk area. While you’re at it, you might also want to consider a supplemental liability policy. Lastly, you’ll likely want to take advantage of your state’s high-end car insurance offerings, as some of the best deals in town are reserved for the state’s most prestigious automobiles. For example, if you drive a Mercedes-Benz C-Class C320 Road, you’re in for a treat.
A lot of credit is owed to MoneyGeek for its research into the most effective and affordable auto insurance options in the Sunshine State. In addition to providing consumers with a list of the best car insurers, the site also offers a handy calculator illustrating the financial cost of purchasing the right type of insurance. Aside from the calculator, the website provides a number of other useful resources for Florida drivers. This includes a blog covering everything from insurance comparisons to car insurance scams. In fact, the site was named Best Insurance Blog of Florida in the 2013 Insurance Industry Excellence Awards.
In particular, the site offers a Florida Car Insurance Comparison Calculator which offers up a quick estimate of how much you’ll pay for auto insurance in Florida. The calculator is not limited to the Sunshine State, however, and offers users the option of browsing through local providers. You can even get a free quote with a single click of the mouse. The calculator has a multitude of features and is available on mobile as well.
One of the more exciting aspects of the calculator is the number of factors it includes. The calculator takes into account your unique driving habits, which means you can get a bespoke insurance plan that suits your needs. Using the calculator, you can also compare rates from several different car insurance companies and see which ones offer the best deals. You can even find out which company has the cheapest car insurance in your zip code, and get the quote in the comfort of your home. You can then decide whether or not you want to commit to a specific insurer. It’s also possible to find out if you qualify for a discount based on your vehicle’s history or location.
You can also get a free car insurance quote on the site’s mobile app. Depending on your needs, you’ll be able to choose from a variety of carriers, all of which have the requisite credentials.