Cost of car insurance in Maryland

When it comes to car insurance in Maryland, it’s vital to purchase more than the minimum coverage. This includes collision and comprehensive coverage. You’ll also want to consider uninsured motorist coverage, which will cover damages to another driver or their vehicle. This coverage is required by law and the minimum amount is $15,000 per accident.

If you’re wondering how to get the best rates on your car insurance in Maryland, start by searching online. Using a quote comparison website, such as Jerry, will allow you to compare quotes from several insurance companies and find the best possible deal. In most cases, minimum insurance requirements only cover the minimum expenses, which may be less than you want to pay.

Average monthly premium

If you’re in the market for car insurance in Maryland, average monthly premiums can be a good starting point. Keep in mind that the exact amount you’ll pay each month will depend on a number of factors, including your age, gender, vehicle make and model, driving record, and credit score. In order to find the best deal, you’ll want to check multiple companies’ average rates.

Maryland car insurance rates vary widely by ZIP code and driving history. As a result, you can expect to pay more for car insurance if you live in Baltimore, but expect to pay less if you live on the Eastern Shore. Salisbury, for example, has car insurance rates half the cost of Baltimore. Cumberland, meanwhile, has some of the lowest premiums in the state.

Cheapest company in Maryland

When it comes to car insurance for Maryland drivers, Geico is the most affordable option. On average, Geico quotes are $115 per month and cost $1,384 annually. However, rates will vary depending on the age of the driver, driving record and model of the car. It is important to shop around for car insurance to find the best deal.

You may be surprised to learn that Maryland car insurance rates vary by zip code. The most expensive parts of the state cost more than $2,000 per year for full coverage. It may be possible to find cheaper insurance in Maryland if you’re willing to do some comparison shopping. For instance, drivers with bad credit may be able to save on premiums by switching to usage-based insurance. With these types of policies, insurance companies can monitor how much a driver actually drives.