Montana residents may already be familiar with its mandatory car insurance requirements and on average the cost of liability coverage in Montana is less than that of national average. While minimum liability coverage is legal requirement, most drivers choose additional forms of protection such as comprehensive and collision policies for additional financial security in case of accidents or theft – these extra policies can increase premiums significantly; the best way to determine their impact is with an Montana car insurance calculator.
This free tool will give you estimated quotes based on your location, driver profile, vehicle information and policy selection. Getting personalized and accurate quotes in Montana only takes 10-15 minutes and can help you choose a policy level to suit your unique needs. Simply answer some simple questions to view Montana car insurance rates from top carriers!
Montana car insurance prices depend heavily on several key factors, including your age, driving record and vehicle. One of the primary rates increases is due to adding teenage drivers; statistically they are statistically more likely to cause crashes than adults. Furthermore, they must remain on their parent’s policy until age 18 for liability protection purposes.
Credit scores also have a major effect on Montana car insurance premiums, since insurers use credit history to assess risk levels, charging higher premiums to those with poor or no credit histories. If your credit is poor or nonexistent, consider improving it before shopping for new policies.
Driving safely is the key to saving money on car insurance in Montana. Drivers generally experience their lowest rates after maintaining an accident-free record for three years or longer. Avoiding tickets and accidents not only lowers rates, but can also prevent the need for filing an SR-22 form if any violations were convicted of.
Montana provides multiple types of auto insurance that offer different levels of protection. Liability coverage covers medical bills for other drivers involved in an accident caused by you; comprehensive and collision policies provide coverage in case your own car or truck is involved in an incident.
Montana car insurance providers that combine affordability with quality coverage and exceptional customer service include Geico, USAA, State Farm and Progressive; for full-coverage auto insurance consider Root’s fair and transparent rates that don’t exclude bad drivers like other providers may do; their customers could save hundreds while still enjoying fair and transparent rates! To find the cheapest rates in Montana simply enter your zip code below to compare quotes from top providers.