Washington Car Insurance Calculator

Washington Car Insurance Calculator

Washington car insurance calculators show you the average cost of a policy, monthly or yearly. Premiums depend on liability limits and comprehensive coverage. You can find the lowest premium by comparing a few different insurance companies in your area. You’ll find that the minimum coverage cost in Washington is $593 a year, and that a full coverage policy costs $1,478 a year.

Minimum coverage car insurance costs $593 per year

You can save money on your car insurance by opting for minimum coverage. It is much cheaper than full coverage, but it only covers the injuries and damage to other people or property. Depending on your needs, you may need to purchase additional coverage to protect yourself and your vehicle. The cost of minimum coverage varies between insurers and is based on factors like driver’s age, driving record, credit score and ZIP code. Here are some average rates for car insurance in Washington State.

You can reduce your costs by switching to the state-required minimum coverage. According to MoneyGeek, the least expensive car insurance policy in Washington is offered by USAA. However, you need to be a military member to get a USAA policy. The second-cheapest insurer in Washington is Progressive. Their average rates are $442 per year. MoneyGeek’s estimates are based on a sample driver with a good driving history and a 2010 Toyota Camry.

Full coverage car insurance costs $1,478 per year

In Washington, drivers aged twenty-five and younger typically pay the most for full coverage car insurance. Drivers who have recently received a speeding ticket can also expect to pay a higher rate. These drivers are considered high risk by car insurance companies, as they are more likely to get into an accident. Despite this, car insurance coverage is still not cheap.

Insurance companies will often include a variety of extras for drivers, such as collision and comprehensive coverage. These coverage levels cover damages to your vehicle, regardless of fault. Comprehensive coverage also pays for damage caused by other drivers and other objects. In addition to these two policies, full coverage car insurance is important for drivers with high-risk driving records.

Drivers with poor credit scores will also pay more for car insurance. Those with poor credit will pay an average of $804 more than drivers with excellent credit. This increase is largely due to the fact that drivers with poor credit scores are often considered to be higher risk. However, some companies will not use your credit score to determine your insurance rates.

Factors influencing car insurance rates in Washington

There are several factors that determine your car insurance rates in Washington, including your age, gender, driving history, and credit score. These factors are not always directly related to your driving habits, but they can influence your rates. If you have a good driving record, you can lower your premiums by taking advantage of discounts and lowering your coverage.

Young drivers are considered higher risk than older drivers because they are more likely to get into automobile accidents. This is because they have little experience behind the wheel and are more prone to speeding. This translates to higher premiums. Most major cities in Washington have public transportation services, which help reduce drivers’ commute times. In 2018, 71 percent of the workforce in the state commuted by car, whereas 9.76 percent used carpooling or public transportation.

The cost of healthcare in Washington is on the rise, and that is a big burden on car insurance companies. The average cost of healthcare in Washington increased 6.7% compared to 2014, which has led to higher premiums. Additionally, Washington is experiencing more extreme weather, and this causes more claims and higher premiums.