West Virginia Car Insurance Calculator

West Virginia Car Insurance Calculator

MoneyGeek’s West Virginia Car Insurance Calculator

Our West Virginia car insurance calculator is an effective tool for drivers estimating their premium costs. It takes into account multiple factors that affect rates in this state, such as coverage levels, credit score, age and location – as well as average premium costs across drivers to assist consumers find an appropriate policy plan for them.

Nearly every driver in every state is required to maintain at least minimum liability coverage; however, most people opt for more comprehensive policies that cover collision and comprehensive in addition to basic liability. While such plans cost more than their counterparts, they could save drivers a great deal in case they ever get involved in an accident.

Car insurance premiums tend to increase for drivers with poor credit because they pose greater risks to insurers. However, there are some insurance providers in West Virginia offering affordable car insurance policies for people with bad credit – USAA being one of them and offering full coverage policies at 27% less than national average costs on average for poor credit drivers.

Cost of car insurance varies significantly based on where you reside. Crime statistics, weather events, repair costs and parts prices all can have an effect on how much insurance costs. Therefore, it’s wise to shop around and compare car insurance quotes from different providers before making your final decision.

Drivers can save hundreds of dollars on car insurance by shopping around and choosing a suitable policy. To simplify this process, we’ve listed West Virginia’s cheapest auto insurers as well as how much a minimum liability coverage policy should cost drivers.

Erie Insurance and USAA offer affordable West Virginia car insurance policies at average annual premiums of $213 and $934 respectively, and drivers looking to lower their premiums further may qualify for discounts such as student, veteran or homeowner status or being paperless friendly.

Price should certainly be taken into consideration, but drivers should also keep customer satisfaction top of mind when selecting an insurance provider. That is why we’ve ranked the best car insurers in your state based on their ability to balance affordability with customer experience.

West Virginia requires that drivers maintain at least $100,000 of uninsured motorist bodily injury coverage and $50,000 of uninsured motorist property damage coverage. You can opt-out, but this could increase your car insurance rates significantly each year. Alternatively, to keep costs under control you could purchase a minimum coverage policy with lower liability limits and/or a higher deductible that can save over $700 on annual premiums in West Virginia car insurance policies.